Our Programs
Three Programs.
One Focused Goal: Clarity.
Each Thstarlinker program addresses a distinct area of personal finance — with structured sessions, tailored content, and written materials delivered upon completion.
Back to HomeOur Method
How Every Program is Delivered
Thstarlinker programs follow a consistent structure — diagnostic, concept delivery, application to your case, and written output. The content changes across programs; the commitment to clarity does not.
1. Preparation
A short preparation guide is sent 48 hours before the first session, covering what to bring and what to think about in advance.
2. Diagnostic
Early sessions establish your current situation — income, obligations, knowledge level — so the program content applies to your actual context.
3. Education
Concepts are delivered in plain language with examples relevant to your situation. Each session runs approximately 90 minutes.
4. Written Output
A personalised document is delivered within 48 hours of the final session — a scorecard, matrix, or checklist tailored to your case.
Program 1 · 2 Sessions
Financial Health Check-Up
฿4,000
A diagnostic review of your personal financial position. This program maps your net worth, cash flow, debt-to-income ratio, and savings rate — then delivers a scored summary with priority recommendations for where to focus next.
What is covered:
- Net worth statement construction and interpretation
- Monthly cash flow analysis — income vs. outgoings
- Debt-to-income ratio and what it means for your position
- Emergency fund adequacy assessment
- Savings rate benchmark against Thai professional norms
Process:
- 01Session 1: Data collection and diagnostic framework walkthrough
- 02Session 2: Results review, priority discussion, and action guidance
- 03Delivery of personalised Financial Health Scorecard within 48 hours
Program 2 · 3 Sessions
Tax-Advantaged Savings
฿7,200
A structured walkthrough of the Thai savings vehicles that reduce taxable income — RMF, SSF, and provident funds. The program covers eligibility, contribution limits, tax treatment, and a personalised comparison of which vehicles are suitable given your income and employment type.
What is covered:
- RMF — eligibility, annual contribution thresholds, and tax deduction rules
- SSF — structure, rules introduced post-2020, and suitability criteria
- Provident fund mechanics for salaried employees
- Combined contribution ceiling across all vehicles
- Self-employed and freelancer applicability differences
Process:
- 01Session 1: RMF and SSF frameworks in depth
- 02Session 2: Provident funds and combined vehicle strategy
- 03Session 3: Applying findings to your specific income and tax position
- 04Delivery of personalised Thai Savings Vehicle Comparison Matrix
Program 3 · 2 Sessions
Estate & Succession Basics
฿9,800
An educational walkthrough of Thai estate planning fundamentals for individuals who want to understand what happens to their assets — and to make sure it is documented clearly. This program covers will awareness, beneficiary designation, asset inventory methods, and succession law overview with professional referral guidance where legal action is required.
What is covered:
- Thai Civil and Commercial Code provisions on inheritance
- Statutory heirs, order of succession, and common misunderstandings
- Will preparation process awareness — what is required, not what to write
- Beneficiary designation on life insurance and savings instruments
- Asset inventory methodology and documentation practices
Process:
- 01Session 1: Thai succession law overview and asset inventory approach
- 02Session 2: Will awareness, beneficiary designation, and referral guidance
- 03Delivery of personalised Estate Planning Checklist with referral notes
Program Comparison
Choosing the Right Program
All programs can be taken independently or combined. Here is a side-by-side view to help you prioritise.
| Feature | Health Check-Up | Tax Savings | Estate Basics |
|---|---|---|---|
| Number of sessions | 2 | 3 | 2 |
| Price (THB) | ฿4,000 | ฿7,200 | ฿9,800 |
| Written output included | |||
| Best for: assessing current position | Partial | — | |
| Best for: reducing taxable income | — | — | |
| Best for: protecting your estate | — | — | |
| Recommended starting point | Start here | — | — |
Programs are designed to work independently or in combination. Many clients begin with the Financial Health Check-Up, which often informs which other programs are the next priority.
Our Standards
What Applies Across All Programs
Strict Confidentiality
All financial information shared during sessions is handled with full confidentiality. We do not share personal data with third parties.
No Product Recommendations
Thstarlinker does not hold securities licences and does not recommend, sell, or earn commissions from any financial product. Sessions are educational only.
Scope Clarity Before Booking
What each program covers — and does not cover — is communicated before you commit. No surprises after payment.
Updated Annually
Program content is reviewed each year against Thai Revenue Department updates and legislative changes to remain accurate and current.
Responsive Support
Enquiries and post-session questions are responded to within one business day. We remain available for clarification on written materials after delivery.
Professional Referral Network
Where legal, tax, or investment professional follow-through is required beyond education, we provide referrals to vetted Bangkok practitioners.
Get Started
Not Sure Which Program Fits?
Send us a message and we will explain what each program involves, help you identify your priority area, and confirm the next available session dates.
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